Illustration of a shield with warning signs and a lock

Scam Red-Flag Checklist

Check the boxes that match what you are seeing. The more checks, the higher the risk.

  • Urgency: “Act now” or “Your account will be deleted”
  • Threats: legal action, fines, or arrest
  • Requests payment via gift cards, crypto, or wire transfer
  • Asks for your password or two-factor code
  • Email sender or URL is close but not exact (e.g., chatgpt-support.co)
  • Phone number you do not recognize for a company you already use
  • Promise of guaranteed returns, prizes, or refunds you did not request
  • Asks to install remote-access software (AnyDesk, TeamViewer)
  • Pressure to keep it secret from family or friends
  • Unexpected attachment or download link
Checked0/10

None checked — likely safe, but stay alert.

If you checked 3 or more

  • Do not pay, download, or share personal information
  • Contact the company directly using a phone number from their official website
  • Tell someone you trust—scammers rely on isolation
  • Report fraud at reportfraud.ftc.gov